Download a simple CSV worksheet for comparing SaaS checkout fees across Stripe, PayPal, Paddle, Lemon Squeezy, Polar, and a custom provider. Use it when you want a spreadsheet alongside the interactive calculator.
A spreadsheet is useful when the checkout decision needs to be shared with a founder, finance partner, investor, or client. The interactive calculator is faster for a first pass, but a CSV makes it easier to keep multiple scenarios side by side, change assumptions, and document why a payment provider was selected.
Start with monthly revenue, order count, average order value, percentage fee, fixed fee per order, refund rate, chargeback rate, and whether the provider is a direct processor or merchant of record. Then add operational notes for tax, invoices, support, disputes, payout timing, and migration risk.
| Column | How to use it |
|---|---|
| provider and provider_type | Separate direct processors, wallet checkout, merchant-of-record providers, and custom pricing rows. |
| monthly_revenue and monthly_orders | Use real or forecasted SaaS volume so fixed per-order fees are visible. |
| percent_fee and fixed_fee_per_order | Enter public or negotiated pricing assumptions. Keep the source link in your own notes. |
| international_card_share, refund_rate, chargeback_rate | Track the operational variables that often change the practical winner. |
| estimated_provider_fee and estimated_net_revenue | Use the built-in formulas as a starting point, then adapt for provider-specific pricing details. |
The template works best for early checkout decisions: Stripe versus Paddle, Lemon Squeezy versus Polar, PayPal as an extra checkout option, or a custom negotiated rate. It is also useful when you are writing a blog post, advising a founder, or preparing a directory/resource page that needs a concrete planning file.
It does not replace current provider documentation, tax advice, legal review, accounting workflow, or live checkout testing. Treat it as a planning worksheet that keeps assumptions visible before you commit to billing infrastructure.
The CSV includes starter rows for Stripe, PayPal, Paddle, Lemon Squeezy, Polar, and a custom provider, with columns for revenue, order count, average order value, fee assumptions, refunds, chargebacks, estimated provider fee, and estimated net revenue.
Yes. Download the CSV, then open or import it into Google Sheets, Excel, Numbers, or another spreadsheet tool. Some spreadsheet apps may ask whether to preserve formulas.
No. It is a planning worksheet. Provider pricing changes, custom plans differ, and tax or legal treatment depends on your business and customer location.