Domestic rates are not enough
A SaaS product with global buyers rarely pays only the domestic headline fee. International cards, currency, local payment methods, and disputes can change the blended rate.
Global SaaS payments
Global SaaS Payment Fees
Model how global customers change SaaS payment fees through international cards, tax operations, refunds, chargebacks, local payment needs, and merchant-of-record tradeoffs.
Tax work matters
VAT, GST, sales tax, invoices, and buyer support can make a merchant-of-record provider worth modeling even when the transaction fee looks higher.
Start with geography
Estimate what share of orders are domestic, international card, EU, UK, US, and rest-of-world. A rough geography mix is better than assuming every customer behaves the same.
Run conservative scenarios
Model a current scenario and a more global scenario. The right provider can change once international share and support work increase.
Run a global scenario
Start with 60% international card share and adjust the assumptions.
Open global scenario